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Capitalism or socialism?

January 16, 2019
North Fort Myers Neighbor

To the editor:

Prior to the ACA, healthcare insurance was a product to be purchased just like life insurance, car insurance and homeowner's insurance. The ACA was nothing more than an ill-conceived liberal concept to force those who were already paying for insurance to pay much more so that it would be affordable or "free" to those who wanted to have it.

The Supreme Court ruled that because of the mandate, a penalty for those that had plans that did not meet the subjective government requirements, that Obama Care was nothing more than a tax levied by the Democratically controlled Congress of the day upon the citizens of the United States.

It would also set up another huge, unwieldy bureaucracy and, partially due to Obama's rush toward government controlled "universal healthcare," it created massive financial problems for millions that were forced to purchase it without the discounts.

Premiums doubled and tripled for many and deductibles went to unaffordable levels. It was a plan that only served a small segment of our population at great expense to a much larger segment and it was all done while pedaling the concept that healthcare for all had now become a "right" but, only for a few.

Drug users and alcoholics paid no more than other citizens even though their lifestyle choices put them at much higher risk for expensive payouts on claims for treatments.

The original target for the ACA was 32 million sign-ups for the plan with a large part of the premiums for those subsidized coming from increased premiums from those who weren't, as well as the penalties from those who either could not afford the insurance or chose not to buy it.

It never even got close to its objective. Most of the "insured" touted by its supporters are covered under Medicaid expansion with the remaining number, about 11.8 million in 2017 before the mandate was cancelled, receiving coverage from the ACA.

The entire concept of socialized medicine run by government has not been accepted in the U.S. even though, through deception and a "my way or the highway" style of rule from Obama, a significant move in that direction was thrust upon the American people without their approval.

There is no easy answer to healthcare coverage for our citizens. If our country decides that it is a "right of entitlement" then it's going to have to figure out a fairer way of paying for it and that decision should only be made by our citizens and not a temporary occupier of the White House.

Max Christian

St. James City



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